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      Home > Group / Employee Plans


Group / Employee Healthcare Insurance Benefits

Most employed individuals get health insurance through their jobs or are covered because a family member has insurance at work. This is called group insurance. Group insurance is generally the least expensive to the employee because the employer pays part or all of the cost as a benefit to the employee.

Some employers in Kentucky, Indiana, Ohio, and Tennessee offer only one health insurance plan. Some offer a choice of plans: a fee-for-service plan, a health maintenance organization (HMO), or a preferred provider organization (PPO). The Benefit source offers a variety of major insurance carriers and plans for your business to choose from. Our agents will work with your firm to select the best healthcare insurance benefits plan for your employees.


What happens if your employee leaves the job? They will lose the employer-supported group coverage. It may be possible for them to keep the same policy (if you the employer is a COBRA provider), but former employees will have to pay for it themselves.

A Federal law makes it possible for most people to continue their group health coverage for a period of time. Called COBRA (for the Consolidated Omnibus Budget Reconciliation Act of 1985), the law requires that if you are a business of 20 or more employees, you must provide continued healthcare coverage to your employees for a period of at least 18 months. Here at the Benefit Source we are a member of the COBRA Administration and can help your company manage its COBRA compliant program.

For companies and employees alike, health insurance benefits are the most important and sometimes the only employee benefit available. In addition to vacation time, health care benefits are also one of the most important and popular benefits to employees. While this alone is not enough to attract employees, if you're competing for employees with particularly rare or valuable skills, the benefits package you offer could play into their decision to join your team.

Employee Health Insurance Benefits

Because we represent many major carriers, at The Benefit Source we can offer our clients choices based on what’s best for their organization and its employees.

Employee Benefits

  • Health Insurance
  • Retirement Benefits
  • Dental Insurance
  • Vision Insurance
  • Cafeteria Plans (Section 125)

We have a large selection of employee benefits programs provided by many of the nation's largest and most financially sound health insurance carrier companies.